The Ultimate Protection for Home Buyers

Protect yourself and your home against fraud, disputes, known and unknown defects.

Single premium from only £80 + IPT

IPT (Insurance Premium Tax) applies at 12%



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Why all buyers should have a Purchaser Protect policy

From only £80 + IPT, Purchaser Protect provides cover against financial loss and legal costs that can result from fraud, disputes, and known and unknown defects.
The Cure or Pay Promise guarantees to resolve claims within 6 months, or compensate up to the purchase price of the property. This includes covering all legal fees.
Buyers can progress quickly to exchange and completion, safe in the knowledge the policy has built-in Delayed Search Insurance.
Purchaser Protect insurance is a part of our unique Purchaser Search Pack, which also includes all standard conveyancing searches.

Our policy

  • Cure or Pay Promise guarantees to resolve claims within 6 months
  • Covers up to £2m
  • No excess
  • No legal fees
  • Covers delayed searches
  • Claims are dealt with on your behalf
  • Covers freehold and leasehold
  • Protects the buyer throughout their ownership of the property
  • Insured by AXA XL
  • Available in the UK, except Scotland

Ultimate protection

No other policy gives this level of protection to home buyers.
Purchaser Protect insures the buyer against financial loss and legal costs resulting from challenges on ownership or legal use of the property, plus:
Protects against unknown risks
Including:
  • Boundary disputes
  • Breaches of building regulations
  • Breaches of planning regulations
Protects against fraud
Including:
  • Identity theft
  • Forgery
  • Duress
  • Misrepresentation
Protects against latent title defects
Including:
  • Land ownership
  • Lack of rights
  • Overriding interests
  • Document accuracy and priority
Protects against transactional defects
Including:
  • Search validation cover
  • Lack of warranties
  • Planning breaches

Protects the buyer throughout their ownership of the property

The policy covers the buyer until they sell the property and covers the mortgage lender while it has a mortgage on the property.

Outstanding benefits include:

Guarantees searches*
Searches are guaranteed as part of this policy

*Policy does not cover issues resulting from environmental searches

Faster transactions
With our Delayed Search Insurance
AXA XL insured
Insured by one of the UK's leading insurance companies
Cure or Pay Promise
A guarantee to resolve claims within 6 months
No legal fees
The policy covers all legal costs
No excess
Simply that, there's no excess to pay on our policy

Policy premium table

The level of cover is equal to the purchase price of the property.
PURCHASE PRICECOST OF POLICY
(ex. IPT)		COST OF POLICY
(incl. IPT)
Up to £500k£160£179.20
>£500k - £1m£240£268.80
>£1m - £2m£360£403.20

IPT applies at 12% correct as of March 2023.

Search Pack

The cost of the searches depends on which local authority the property is located in and also which search options are selected.
Costs are available on request.

For Conveyancers

Our policies are sold exclusively as part of our Purchaser Search Pack, through approved conveyancing firms.
Register your practice today to order your Purchaser Search Packs on our web site.

About our policies

About our policies

Our policies are insured by AXA XL. The Purchaser Protect policy is sold by solicitors and licensed conveyancers who are employed by firms listed on the EPF register or directly authorised by the Financial Conduct Authority. Purchaser Protect (Jersey) Limited is an appointed representative of MRSL Enterprise Limited which is regulated by the Financial Conduct Authority under number 824123.

Our policies are insured by AXA XL. The Purchaser Protect policy is sold by solicitors and licensed conveyancers who are employed by firms listed on the EPF register or directly authorised by the Financial Conduct Authority. Purchaser Protect (Jersey) Limited is an appointed representative of MRSL Enterprise Limited which is regulated by the Financial Conduct Authority under number 824123.

Contact us

For more information get in touch, we're happy to help.

For buyers

If you would like to purchase our policy and Search Pack or find out more, please contact your solicitor or licensed conveyancer and they will be able to advise you.
Click below to send details of our Purchaser Search Pack to your conveyancer.
Send email

For conveyancers

To order our Purchaser Search Packs, which include the policy and all standard conveyancing searches, register your practice today.
Purchaser Protect

Our policies are insured by AXA XL.
The Purchaser Protect policy is sold by solicitors and licensed conveyancers who are employed by firms listed on the EPF register or directly authorised by the Financial Conduct Authority.
Purchaser Protect (Jersey) Limited is an appointed representative of MRSL Enterprise Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 824123.

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